Products and Services

Health and Welfare

Employee Benefit Business Strategies

Today, employee benefits is one of the fastest rising expenses for many companies. There is a great need to thoroughly review all the options, and correctly match the needs of the company with its economic realities. Because of the diversity of plans available today, it is important to have a knowledgeable partner who can analyze all relevant factors and make informed, prudent recommendations.

There are many factors that influence health plan selection that we can assist you with, such as:

• Health care benefits offered by each provider
• Employee out-of-pocket costs
• Employee premium contributions
• Employee attitudes towards the FFS plan or HMO
• Communication of benefits
• Enrollment process

• Review your existing benefit program and assess the feasibility of first dollar or self insured plans
• Evaluate benefit providers based on premium levels, plan design, and network match
• Negotiate with group medical, dental, vision, LTD and AD&D providers to bring you a quality plan at a reasonable cost
• Enroll employees and their dependents into available benefit options through the use of traditional enrollment, online enrollment, or a combination
• Respond to employee questions or concerns regarding their group benefits. We are available to all your employees, anywhere in the world, through our 800 phone number
• We will provide all the necessary plan materials, enrollment and claim forms, provider directories, benefit summaries, and summary plan descriptions
• Assistance in completing IRS 5500 filing
• Communicate with health care providers on behalf of your company or employees regarding such issues as billing discrepancies or mispayment of claims
• Comprehensive COBRA administration
• Integrated benefits
• Online assistance providing answers to you and your employees' questions
• Section 125/Cafeteria plan
• Wellness programs
• Long Term Care
• Employee Assistance Programs
• Human resource assistance including sample HR policies and procedures, performance evaluations and consultations on HR questions